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[Objectives]
[Strategy]
[Comments]
Final outcome of your Savings Plan in Present Value
At the end of your {phaseYear} year savings plan, you will be {age} () and {age} () years old.
It is estimated that, in Net Present Value, your home will be worth , your investments will be worth and your retirement funds will be worth .
Your investments will be yielding a Real (After Inflation) Return of .
Final outcome of your Retirement Plan in Present Value
At the end of your year retirement plan, you will be () and () years old.
It is estimated that, in Net Present Value, your home will be worth , your investments will be worth and your retirement funds will be worth .
Your investments will be yielding a Real (After Inflation) Return of .
Results are displayed in Present Value.
| Asset | Value at Start of Plan | Value at Start of Retirement | Value at End of Plan |
|---|---|---|---|
| Transaction (Bank) Account | [startPlan] | [startRetirement] | [endPlan] |
| [name] | [startPlan] | [startRetirement] | [endPlan] |
| [startPlan] | [startRetirement] | [endPlan] | |
| [name] | $0 | $0 | $0 |
| [startPlan] | [startRetirement] | [endPlan] | |
| [name] | $0 | $0 | $0 |
Results are displayed in Present Value.
| Debt | Value at Start of Plan | Value at Start of Retirement | Value at End of Plan |
|---|---|---|---|
| [name] | [startPlan] | [startRetirement] | [endPlan] |
| [name] | [startPlan] | [startRetirement] | [endPlan] |
| Personal Budget (PV) | |
|---|---|
| Income | |
| General Expenses | |
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| Living Expenses | |
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| Unallocated Funds |
| Salary Savings for Loan Expenses | |
|---|---|
| Salary (PV) | |
| Loan Expenses as per Savings Plan | |
| Loan Expenses as % of Salary |
| Current Loans & Credit Cards | |||||||
|---|---|---|---|---|---|---|---|
| Description | Type | Lender | Interest Rate | Length | Amount | ||
| Credit Card |
( limit) |
| Loan Management for Future Loans | |
|---|---|
| New Loans | |
| Investment Property | |
| Home Loan | |
| Share Portfolio | |
| Unlinked Loan | |
| Personal Loan | |
| Refinanced Loan (Including Additional Loan Amount) | |
| Investment Property | |
| Home | |
| Share Portfolio | |
| Unlinked Loan | |
| Refinanced Loan - Additional Loan Amount | |
| Investment Property | |
| Home | |
| Share Portfolio | |
| Unlinked Loan |
| Loan Balances & Loan Repayment Schedules | ||
|---|---|---|
| Loan Balance Start of Year (Including New Loans) | ||
| Total Loans | ||
| Credit Card | ||
| Bank Account | ||
| Bank Overdraft (Excluded from Calculations) | ||
| Loan Payments (Regular) | ||
| Total Loans | ||
| Credit Card | ||
| Additional Loan Payments | ||
| Total Loans | ||
| Interest Rates | |
|---|---|
| Average Interest Rate | |
| Capital Payments | |
| Total Capital Payments | |
| Interest Payments | |
| Total Interest Payments | |
This information should be read in conjunction with the detailed Insurance Needs Evaluation Report. This summary shows the results for the first three years of your plan. The results are displayed in Future Value.
| Item | Status | Year [x] | |
|---|---|---|---|
| Total Expenses |
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Your plan has annual expenses of: | [$xx] |
| Investment Income |
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Your plan has annual investment income of: | [$xx] |
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Income less Expenses: | [$xx] |
| Item | Status | Year [x] | |
|---|---|---|---|
| Liquid Assets |
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Your plan has liquid assets of: | [$xx] |
| Item | Status | Year [x] | |
|---|---|---|---|
| Life |
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Your plan has no life insurance. | [$xx] |
| Total & Permanent Disability |
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Your plan has no total & permanent disability insurance. | [$xx] |
| Trauma |
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Your plan has no trauma insurance. | [$xx] |
| Income Protection |
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Your plan has no income protection insurance. | [$xx] |
| Item | Status | Year [x] | |
|---|---|---|---|
| Life |
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Your plan has no life insurance. | [$xx] |
| Total & Permanent Disability |
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Your plan has no total & permanent disability insurance. | [$xx] |
| Trauma |
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Your plan has no trauma insurance. | [$xx] |
| Income Protection |
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Your plan has no income protection insurance. | [$xx] |
| Lifestyle Goals (PV) | [calendarYear] |
|---|---|
| Balance at Start of Year | |
| Savings | |
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| Purchases | |
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| Balance at End of Year |